This blog is intended to be a place of information exchange about payments.

We believe that inclusive and frictionless commerce can improve the lives of billions of people around the world, and that payment service innovations are a basic building block of inclusive and frictionless commerce.

This site is sponsored by hyperWALLET Systems Inc, and although  members of our own staff will be frequent contributors,  we also hope to solicit ideas and commentary from a broad selection of like-minded and contra-minded people.