I like QR codes. They are so contra! I like QR codes and I have since the first time I saw one and wasted 2.3 hours figuring out how to scan it with my iphone 1. Since then @ hyperWALLET we’ve used QR codes as a training ground for rookie software developers and business analysts [...]

A free idea for some new Y-combinator payments startup The market needs a simple application service on top of recurring ACH debits (which are called PADs here in Canada). It would be a money maker for the banks, a boon for billers, and put control and transparency back in the hands of consumers. If you [...]

hyperWALLET just wound up a few days in dynamic Mexico City at the MMT Latin America conference. The conference was notably more low key than previous events in Dubai, but my impression is that the potential to tap into the enormous USA-Mexico remittance flows through the mobile channel is bringing more than just ‘the usual [...]

Having recently returned from the MMT09 summit in Dubai where hyperWALLET was pleased to be one of the key event sponsors, I couldn’t help but walk away with some observations that I wanted to share.   As most in the payments space are aware, the concept of mobilizing financial services has been around for many years [...]

hyperWALLET is off to MMT09 next week in Dubai where we will be sharing some of our real-world experiences operating  cross-border online and mobile remittance services. While we are there, I’m looking forward to meeting the operators of next-generation services like M-Pesa and Zap in Kenya,  Wing in Cambodia, and PayMate in India.   These initiatives [...]