According to the CIA Factbook, the world’s 2010 GDP is estimated at 75 Trillion dollars. According to the Boston Consulting group, the global payments industry is approaching 500B in revenue. According to my math, this implies that payments industry’s revenues alone represents a 0.67% tax on human effort.               If payments [...]

I like QR codes. They are so contra! I like QR codes and I have since the first time I saw one and wasted 2.3 hours figuring out how to scan it with my iphone 1. Since then @ hyperWALLET we’ve used QR codes as a training ground for rookie software developers and business analysts [...]

The world is still a big place and thankfully we’re not all the same (yet). I was recently in Singapore where there are some unique cross-border trade challenges for payment service providers, but this entry is an update from the last stop on my trip: Australia.  Just last week it was publicly reported that there [...]

While recently researching the payments landscape of a new international market that hyperWALLET is considering entering, it occurred to me that there really is a wealth of information available online nowadays on topics of interest to payments professionals.  I’d like to share a list of my favorite sources and publications  in the hope that  you [...]

NACHA recently hosted its annual Institute of International Payments at the Federal Reserve Bank in Atlanta, Georgia (Nov. 17-19, 2009). As hyperWALLET‘s Director of Treasury, I was delighted to attend this conference to learn from both peers and industry. Despite a rather small group just shy of 60 participants, the session leaders did not disappoint; [...]